Have you ever reached an ATM, swiped your Cash App Card, andthen hit a withdrawal limit? It's frustrating, right? Whether you're new toCash App or a regular user, knowing the ATM withdrawal limits can help youavoid those unpleasant surprises. In this article, we’ll walk you througheverything you need to know about CashApp ATM withdrawal limits on a daily, weekly, and monthly basis. Let’sbreak it down in a way that’s easy to understand and practical for everydayuse.
What Is a Cash AppCard?
The Cash App Card is a free, customizable debit card linkeddirectly to your Cash App balance. You can use it at stores, online, orATMs—just like a traditional debit card. It's a handy tool if you want easyaccess to your digital funds without transferring them to a bank.
How Does ATM WithdrawalWork with Cash App?
To use your Cash App Card at an ATM, simply insert it likeyou would any other debit card. Enter your PIN, choose the withdrawal option,and take your cash. But be mindful—there are limits, both in terms of howmuch you can withdraw on Cash App and how often.
What Is the Daily ATMWithdrawal Limit on Cash App?
Cash App limits daily ATM withdrawals to $1,000. That’s themaximum you can withdraw in a single 24-hour period. If you try to take outmore than that, you’ll get a denial message from the ATM, even if you haveenough funds in your account. Cash App places a limit of $1,250 on ATMwithdrawals every month, accumulating like CashApp weekly withdrawal limits. Most users should find this to besufficient;
Cash App Weekly ATMWithdrawal Limit
You can withdraw up to $1,000 per week. Now here's thecatch—this weekly limit isn't in addition to the daily limit. It includes yourdaily withdrawals. So, if you took out $300 on Monday and $700 on Wednesday,you’ve maxed out for the week.
Cash App Monthly ATMWithdrawal Limit
Cash App does not publish a specific monthly limit. But basedon the $1,000 weekly limit, we can infer that the monthly cap would be around$4,000. However, this can slightly vary based on the timing of your withdrawalswithin the 7-day rolling period.
What Happens If YouExceed the ATM Withdrawal Limit?
If you try to withdraw beyond your allowed limit, the ATMwill deny the transaction, even if your Cash App balance is sufficient. Youwon’t lose your money, but you’ll need to wait until your 24-hour or 7-dayperiod resets.
How to Check Your CashApp ATM Withdrawal Limit
To stay in the know:
? Open Cash App
? Tap theBanking Tab
? Scroll downto find ATM Withdrawal Limits
You’ll see what you’ve used and what remains in your limitcycle.
Can You Increase YourATM Withdrawal Limit on Cash App?
Not directly. Cash App does not offer a request form to increaseCash App ATM limits like some banks do. However, verifying youridentity can unlock higher sending and receiving limits, though it won'tincrease ATM limits. Still, having a verified account makes your usage more flexibleoverall.
Cash App ATM WithdrawalFees Explained
Every time you withdraw cash using your Cash App Card,there’s a $2.50 fee charged by Cash App. Additionally, ATM operators may chargeextra—usually around $2–$3, depending on the machine.
How to Avoid ATMWithdrawal Fees with Cash App
Cash App reimburses one ATM fee per 31 days if you receive atleast $300 in direct deposits in that same period. It’s a great way to save alittle if you use ATMs often.
Example: You receive $500 in direct deposits this month →Cash App reimburses one ATM fee → You save at least $2.50.
Tips for Managing YourATM Withdrawals
? Plan ahead:Don’t wait until you urgently need cash to withdraw.
? Take outlarger amounts less frequently to avoid hitting the weekly limit.
? Track yourusage in the app to avoid surprises.
? Setnotifications to keep tabs on you’re spending.
ATM Limits vs. SendingLimits on Cash App
Don’t confuse ATM withdrawal limits with CashApp sending limits. Sending money through the app has a separatecap—typically $250 per week for unverified users and up to $7,500 afterverification.
They work like two different toll booths: one for the highway(ATM), the other for digital transfers.
Alternative Ways toAccess Cash without Using an ATM
Hitting your ATM limit? Try these:
? Cashback atstores: Many retailers offer cash back on small purchases.
? Banktransfer: Send money to your linked bank and withdraw there.
? Send to atrusted friend with a higher ATM limit who can withdraw for you.
Final Thoughts
Navigating ATMwithdrawal limits on Cash App can feel like playing a game withinvisible rules. But once you know the daily and weekly caps, you can plan aroundthem like a pro. Think of your Cash App Card as a budgeted cash tool—great formanaging small-to-moderate withdrawals, but not ideal for large, repeated cashouts.
FAQs
1. What is the dailyATM withdrawal limit on Cash App?
Cash App users with an activated Cash Card can withdraw amaximum of $1,000 per 24-hour period from ATMs. This limit is based on arolling 24-hour window, not a calendar day. If you hit this limit, you mustwait a full 24 hours from your last withdrawal before accessing more ATM cash.
2. What is the weeklyATM withdrawal limit on Cash App?
Cash App imposes a $1,000 weekly ATM withdrawal limit. Thismeans you can only withdraw a total of $1,000 from ATMs within a rolling 7-dayperiod. If you reach the weekly limit, you'll need to wait until the oldestwithdrawal rolls off before making another.
3. Can I increase myCash App ATM withdrawal limit?
Currently, Cash App does not allow users to increase ATMlimits, even after verifying their identity. While you can boost other limitslike sending or receiving money by verifying your account, ATM limits remainfixed at $1,000 per 24 hours and $1,000 per week.
4. How often does theCash App ATM withdrawal limit reset?
The CashApp ATM limits resets on a rolling basis, not a set time daily orweekly. For example, if you withdraw $300 at 10 AM, that amount becomesavailable again at 10 AM the following day. Similarly, your weekly limitreplenishes gradually as older transactions fall outside the 7-day window.
5. Are there ATM feeswhen using the Cash App Card?
Yes, Cash App charges a $2.50 fee per ATM withdrawal, whichis separate from any fees the ATM operator might charge. However, if youreceive at least $300 in direct deposits each month, Cash App reimburses up to3 ATM fees every 31 days, including operator fees.
6. What types of ATMscan I use with my Cash App Card?
You can use your Cash Card at any ATM that accepts Visa debitcards. However, always check for potential third-party ATM fees, and rememberthat Cash App does not currently offer a way to locate fee-free ATMs within theapp.
7. Why was my ATMwithdrawal declined even though I haven't hit my limit?
There are several reasons a withdrawal may be declined:insufficient funds in your Cash App balance, ATM network issues, incorrect PINentry, or ATM withdrawal amounts exceeding the machine’s limits. Always ensureyou have available balance and are within both daily and weekly limits.
8. Can I withdraw cashfrom an ATM using my phone with Cash App?
No, Cash App currently requires a physical Cash Card towithdraw money at ATMs. You cannot use a digital wallet or contactless mobilepayment like Apple Pay or Google Pay at ATMs to access your Cash App funds.
9. How can I check howmuch ATM limit I have left on Cash App?
While Cash App does not directly show your remaining CashApp ATM withdrawal limit, you can track it manually by reviewing yourATM withdrawals in the Activity section of the app. Take note of the dates andamounts to estimate how much of your $1,000 daily/weekly limit remains.
10. What should I do ifmy Cash App ATM withdrawal fails repeatedly?
If you continue to experience failed ATM withdrawals, firstverify your balance and check for any Cash App notifications or error messages.If problems persist, try a different ATM, ensure your PIN is correct, andcontact Cash App Support through the app for further assistance.